Name: Rafowi Sawibu Financial Education Program
Brand: Rafowi Sawibu

About Rafowi Sawibu

Rafowi Sawibu Financial was established in 2018 with a mission to empower Canadians with practical financial knowledge. Our founder, Michael Rafowi, noticed a significant gap in financial education after working for over a decade in the banking sector.

We believe that financial literacy is not a luxury but a necessity for everyone. Our programs are specifically designed for the Canadian economic landscape, addressing unique challenges like TFSA, RRSP, RESP, and first-time home buyer incentives.

Our team consists of certified financial educators, accountants, and budgeting experts who are passionate about making complex financial concepts accessible to all Canadians.

Rafowi Sawibu team discussing financial strategies

Our Financial Education Programs

Budgeting Basics

Learn to create and maintain a practical budget that works for your lifestyle. This program covers expense tracking, needs vs. wants analysis, and creating sustainable spending plans.

Debt Management

Develop strategies to reduce and eliminate debt efficiently. We cover snowball vs. avalanche methods, negotiating with creditors, and rebuilding credit responsibly.

Investment Fundamentals

Understand the basics of investing in the Canadian market. Learn about TFSA, RRSP, RESP accounts, and how to build a diversified portfolio aligned with your goals.

Program Pricing

Essential Budgeting

$97/one-time

Basic budgeting framework
Expense tracking system
4 video modules
Printable worksheets
Email support for 30 days

Select Plan

Complete Financial Makeover

$297/one-time

All Essential Budgeting features
Debt reduction strategies
Credit building techniques
12 video modules
2 one-on-one coaching sessions
Priority email support for 90 days

Select Plan

Wealth Building Mastery

$497/one-time

All Complete Makeover features
Investment fundamentals
Retirement planning
Tax optimization strategies
20 video modules
4 one-on-one coaching sessions
Lifetime access and updates

Select Plan

Client Success Stories

"The budgeting program completely transformed how I manage my money. I've paid off $15,000 in debt and saved for my first home in just 18 months!"

Sarah Johnson, Toronto

"I was always intimidated by investing, but the Wealth Building Mastery program broke it down into understandable concepts. I now confidently manage my portfolio."

David Chen, Vancouver

"As a single parent, money was always tight. The Debt Management program gave me strategies to reduce expenses and create a sustainable financial plan."

Amanda Tremblay, Montreal

Frequently Asked Questions

How soon will I see results from the programs? +

Most clients begin seeing positive changes within the first month of implementing our strategies. Significant financial transformation typically occurs within 3-6 months of consistent application of the principles taught in our programs.

Are the programs suitable for complete beginners? +

Absolutely! Our programs are designed with beginners in mind. We start with foundational concepts and gradually build up to more advanced strategies. No prior financial knowledge is required.

Do you provide personalized advice? +

While our programs provide general education, the Complete Financial Makeover and Wealth Building Mastery packages include one-on-one coaching sessions where we can address your specific financial situation and provide tailored guidance.

How long do I have access to the program materials? +

Access duration varies by package. The Essential Budgeting program includes 12 months of access. The Complete Financial Makeover provides 24 months of access. The Wealth Building Mastery offers lifetime access to all materials and future updates.

Are the strategies Canada-specific? +

Yes, all our programs are specifically designed for the Canadian financial landscape. We cover Canadian banking products, investment options (TFSA, RRSP, RESP), tax considerations, and government programs that are unique to Canada.

Disclaimer: Rafowi Sawibu Financial provides educational information only. We are not financial advisors, and the information provided should not be construed as financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information. You should consult with a qualified financial professional before making any financial decisions. Individual results may vary based on personal circumstances and implementation of strategies.

Master Your Financial Future

About Rafowi Sawibu